Privacy Policy

At The Retirement Calculator ("we", "our", or "us"), we are committed to protecting your privacy. This Privacy Policy explains how your information is collected, used, and disclosed when you visit our website.

1. Data Processed Locally

Our core retirement calculator tool is designed to run entirely within your web browser. Any financial data you input—such as your current age, retirement age, monthly expenses, or investment balances—is processed locally on your device. We do not transmit, save, or store this financial data on our servers.

2. Usage of Google Analytics

We use Google Analytics, a web analytics service provided by Google LLC ("Google"), to understand how visitors engage with our website. Google Analytics collects information such as your IP address, browser type, pages visited, and time spent on the site. This data helps us improve our user experience.

Google Analytics uses cookies to track visitor interactions. You can learn more about how Google uses this data by visiting Google's Privacy & Terms. You may opt-out of Google Analytics by installing the Google Analytics Opt-out Browser Add-on.

3. Advertising and Google AdSense

To keep our tool free for all users, we use Google AdSense to display advertisements on our website. Google, as a third-party vendor, uses cookies to serve ads based on your prior visits to our website or other websites on the Internet.

Specifically, Google's use of advertising cookies enables it and its partners to serve ads to you based on your browsing history. You may opt out of personalized advertising by visiting Google's Ads Settings. Alternatively, you can opt out of a third-party vendor's use of cookies for personalized advertising by visiting www.aboutads.info.

4. Cookies

A cookie is a small text file stored on your device that helps websites remember information about your visit. We use cookies essential for the website's basic functionality (like remembering your dark/light theme preference). Additionally, third-party services like Google Analytics and AdSense use cookies as described above. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent.

5. Contact Us

If you have any questions about this Privacy Policy, please contact us at admin@domain.